Access Business Technologies

Access Business Technologies (ABT) is an American Microsoft cloud solution provider and managed IT services company focused on financial institutions. Founded in 1999 by three co-founders from inside mortgage and financial services — Justin Kirsch, Hugo Gonzalez, and Steve Tschoepe — ABT began as an Application Service Provider, one of the earliest shared-infrastructure models for delivering enterprise technology. The founding idea was to host systems centrally, share infrastructure costs across multiple institutions, and give credit unions and community banks access to tools that only large banks could afford to run on their own. Its first customer was Travis Credit Union in Northern California. Today ABT describes itself as a Tier-1 Microsoft Cloud Solutions Provider (CSP) trusted by more than 750 credit unions, community banks, and mortgage companies to license, run, secure, and govern Microsoft 365 and Azure. Its service lines span Microsoft 365 and Azure managed services, security and governance, AI foundation and Copilot readiness, custom agent deployment, business intelligence, and licensing optimization. The company markets an "Agent 365" framework and Copilot Studio playbooks that give financial institutions a governance foundation to deploy AI safely, from first Copilot prompt to production-grade custom agents, all running on a Tier-1 Microsoft CSP stack. ABT's flagship managed offerings include Guardian, a continuous governance and drift-detection service that produces tenant grades and secure scores, and Guardian AI, which enforces Copilot and custom-agent governance. The company also offers Mortgage BI, a purpose-built Power BI solution that connects loan origination systems such as Encompass and Byte with CRM, accounting, and employee metrics to surface loan pipeline visibility, branch profitability, originator performance, and compliance tracking. ABT emphasizes compliance alignment with SOC 1 and SOC 2 attestations, Zero Trust and NIST CSF alignment, and financial-services frameworks including FFIEC, GLBA/FTC Safeguards, NCUA/FDIC, and CFPB/GSE requirements. It is a member of the Mortgage Bankers Association (MBA), ACUMA, and holds BPR (Business Process Re-engineering) certification. The company reports 25+ years in business, 750+ active customers, and a 99.9% uptime SLA. Its co-founders still lead the company.

Access Business Technologies (ABT) was founded in 1999 by three co-founders — Justin Kirsch, Hugo Gonzalez, and Steve Tschoepe — who all worked in mortgage and financial services. They saw credit unions and community banks paying enterprise prices for technology that was never built for their compliance requirements, or settling for fragmented systems that left gaps regulators would eventually find. Large banks could afford dedicated IT departments, enterprise security platforms, and custom-built systems; a 50-person credit union could not, yet regulators held both to the same standard. In 1999, the three co-founders launched ABT as an Application Service Provider (ASP), one of the earliest shared-infrastructure models for delivering enterprise technology. The concept was simple: host the systems centrally, share the infrastructure costs across multiple institutions, and give every credit union access to the same tools that only large banks could afford to run on their own. Their first customer was Travis Credit Union in Northern California. Over the following decades, ABT evolved from an ASP into a Microsoft cloud solution provider and managed IT services company. By the 2020s, the company described itself as a Tier-1 Microsoft Cloud Solutions Provider (CSP) trusted by more than 750 credit unions, community banks, and mortgage companies to license, run, secure, and govern Microsoft 365 and Azure. Its service lines expanded to include Microsoft 365 and Azure managed services, security and governance, AI foundation and Copilot readiness, custom agent deployment, business intelligence, and licensing optimization. The company developed its Guardian managed governance service, which provides continuous governance and drift detection with tenant grades and secure scores, and Guardian AI, which enforces Copilot and custom-agent governance. It also launched Mortgage BI, a purpose-built Power BI solution connecting loan origination systems such as Encompass and Byte with CRM, accounting, and employee metrics. ABT introduced its Agent 365 framework and Copilot Studio playbooks to help financial institutions deploy AI safely, from first Copilot prompt to production-grade custom agents. Twenty-five years after founding, the same co-founders still lead ABT, and the company reports 25+ years in business, 750+ active customers, and a 99.9% uptime SLA. It maintains SOC 1 and SOC 2 attestations, aligns with Zero Trust and NIST CSF, and addresses financial-services frameworks including FFIEC, GLBA/FTC Safeguards, NCUA/FDIC, and CFPB/GSE requirements. ABT is a member of the Mortgage Bankers Association (MBA) and ACUMA, and holds BPR (Business Process Re-engineering) certification.

• 1999

  Founded by Justin Kirsch, Hugo Gonzalez, and Steve Tschoepe as an Application Service Provider (ASP).

• 1999

  First customer: Travis Credit Union in Northern California.

• Evolved into a Tier-1 Microsoft Cloud Solutions Provider (CSP) serving 750+ financial institutions.

• Launched Guardian managed governance and Guardian AI services.

• Launched Mortgage BI, a purpose-built Power BI solution for financial institutions.

• Introduced Agent 365 framework and Copilot Studio playbooks for AI governance.

Tier-1 Microsoft Cloud Solutions Provider specializing in Microsoft 365, Azure, security, governance, and AI/Copilot services for credit unions, community banks, and mortgage companies.

• Microsoft 365 & Azure Managed Services

  Fully managed Microsoft 365 and Azure services for financial institutions.

• Security & Governance

  Security hardening, audit prep, Copilot governance, and license optimization.

• AI Foundation & Copilot Readiness

  AI readiness assessment, Copilot business AI governance, and custom agents.

• Guardian Managed Governance

  Continuous governance and drift detection with tenant grades and secure scores.

• Guardian AI

  Enforces Copilot and custom-agent governance continuously.

• Agent 365 Framework

  Governance foundation for deploying AI safely, from first Copilot prompt to production-grade custom agents.

• Copilot Studio Playbooks

  Playbooks for Copilot and custom agent deployment.

• Mortgage BI

  Purpose-built Power BI solution connecting LOS, CRM, financial tools, and employee metrics.

• Microsoft 365 Licensing & CSP Migration

  New licensing, CSP migration, plan comparison, and pricing through ABT as Tier 1 CSP.

• Interfaces & Integrations

  LOS, CRM, accounting, servicing systems, data warehouses, and API connections.

1. 1ABT (Access Business Technologies) - Official Websitemyabt.com
2. 2About Access Business Technologies | Microsoft 365 for Financial Services Since 1999myabt.com
3. 3Business Intelligence for Financial Services | Mortgage BI | ABTmyabt.com
4. 4Talk to an Expert | ABT - Microsoft 365 for Financialmyabt.com
5. 5Access Business Technologies - Wikidatawikidata.org