9 PSB
9 Payment Service Bank (9PSB) is a Nigerian payment service bank founded in 2020 and licensed by the Central Bank of Nigeria.
Last updated September 10, 2026
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Overview
9 Payment Service Bank (9PSB) was founded in Nigeria in 2020, becoming the country's first payment service bank licensed by the Central Bank of Nigeria (CBN), to provide banking services to the unbanked and underbanked. It operates as a fully digital bank and manages its own agent banking network. Its offerings include the Bank9ja app, USSD banking, merchant/agent POS, wallet-as-a-service, value-added services, and the Bank9ja Corporate internet banking platform.
History
9 Payment Service Bank (9PSB) was founded in Nigeria in 2020, becoming the country's first payment service bank licensed by the Central Bank of Nigeria (CBN), to provide unique banking services to the unbanked and underbanked. It operates as a fully digital bank and manages its own agent banking network. Wikidata records a Payment Service Bank registered since 9/18/2019.
Products and positioning
Driving financial inclusion for all; a fully digital bank providing simple, accessible, efficient, and inclusive payments for all Nigerians.
Bank9ja App
Personal banking app for fast transfers, easy bill payments, and seamless transactions.
USSD Banking
No internet needed; dial *990*0# to transact.
Merchant/Agent POS
Point-of-Sale devices for both Merchants & Agents.
Wallet-as-a-Service
Businesses can provide their customers with an efficient, user-friendly way to manage funds.
Value-Added Services (VAS)
Platform empowering businesses, fintechs, and financial institutions to seamlessly integrate diverse services.
Bank9ja Corporate
Corporate internet banking platform that allows businesses to manage their accounts, make payments, and monitor transactions digitally.
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