4J Enterprise Ltd

The supplied evidence does not contain any information about 4J Enterprise Ltd. Both source documents are pages from Covers.com, a sports betting odds and sportsbook-promotion website, and neither mentions 4J Enterprise Ltd, its products, ownership, headquarters, or history. The first page concerns a legal dispute between Underdog and the state of Tennessee, and the second is an archive of historical sports betting odds. Because no brand-sense evidence exists for this subject, no reliable dossier can be written. The name is presented only as an identity hint and is not itself evidence of any factual claim. This entry is therefore flagged for review, and all descriptive fields are left empty rather than filled with speculation.

• 2026

  Christchurch lender 4J Enterprise Ltd fined $15,000 for unregistered consumer lending

  4J Enterprise Ltd, a Christchurch lender, was fined $15,000 for providing consumer credit without being registered. The company had pleaded guilty in June to a representative charge under section 11 of the Financial Service Providers (Registration and Dispute Resolution) Act 2008. It issued 46 new loans totalling $81,110 to 27 borrowers and collected about $65,000 in interest over 18 months while unregistered; while it said it charged a 33% annual interest rate, its records show some borrowers were charged up to 55.61%. Director Hope Suan and senior manager Juvy Suan, who pleaded guilty as parties to the company's offending, were sentenced in the Christchurch District Court to 140 and 150 hours of community work respectively.

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1. 1Underdog Sues Tennessee After Cease-and-Desist Ordercovers.com
2. 2Sports Odds History – Historical Betting Odds & Futures Archive | Coverscovers.com
3. 3Christchurch lender 4J Enterprise Ltd fined $15,000 for unregistered consumer lendingnewstalkzb.co.nz