1st Nationwide Mortgage

1st Nationwide Mortgage is an American non-QM mortgage lender headquartered in Irvine, California, specializing in bank statement loans and DSCR investor loans. It operates as both a direct lender and a broker, and has been trusted by homeowners since 2005. Its specialty programs include bank statement loans, DSCR investor loans, and NONI investment loans, alongside FHA, VA, USDA, conventional, jumbo, reverse, and HELOC offerings.

1st Nationwide Mortgage has over 20 years of non-QM and investor mortgage lending experience. Since 2005, the company has helped homeowners, self-employed borrowers, and real estate investors get financed, including deals other lenders turn away. It operates as both a direct lender and a broker, specializing in non-QM and investor financing. For DSCR investor loans, it originates in 41 states plus D.C. through its wholesale network, and NONI investment loans are available in all 49 states.

Specializes in non-QM and investor financing, serving self-employed borrowers and real estate investors with programs that traditional lenders may not offer.

• Bank Statement Loans

  Qualify using 12-24 months of personal or business bank statements. No tax returns required. Primary residence, second home, or investment property.

• DSCR Investor Loans

  Qualify based on rental property cash flow. No W-2s, no employment verification. Up to $2M for 1-4 unit investment properties. LLC ownership allowed.

• NONI Investment Loans

  Up to $3.5M, no income docs, no ownership seasoning on cash-out. 85% LTV on purchases. Foreign national programs available.

1. 1Bank Statement & DSCR Mortgages | 1st Nationwide Mortgage1stnwm.com
2. 2About 1st Nationwide Mortgage | 1st Nationwide Mortgage1stnwm.com
3. 31st Nationwide Mortgagewikidata.org