118 118 Money
118 118 Money is a UK-based lender offering personal loans and credit cards, with a focus on financial fitness and accessible credit.
Last updated September 1, 2026
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Overview
118 118 Money is a UK-based financial services brand that offers personal loans and credit cards. The company states it aims to help Britain achieve financial fitness by providing fair and accessible credit to those often overlooked by mainstream lenders. In 2023, it relaunched the iconic 118 118 twins. It reports having helped over 800,000 customers and holds a 4.8 Trustpilot rating.
History
118 118 Money is a UK-based lender offering personal loans and credit cards. In 2023, the company relaunched the iconic 118 118 twins, reaffirming its commitment to helping people improve their financial health. The company states it has helped over 800,000 customers.
Products and positioning
Fair and accessible credit for those often overlooked by traditional lenders, with simple and transparent products.
Credit card
Credit limits from £250 to £5,000, representative 49.0% APR variable.
Personal loan
Borrow £1,000 to £8,000, representative 49.9% APR.
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