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Banque pour le Commerce Extérieur Lao

Laotian commercial bank headquartered in Vientiane, known as BCEL.

Last updated September 11, 2026

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Overview

Banque pour le Commerce Extérieur Lao (BCEL) is a Laotian commercial bank headquartered in Vientiane. Its origins trace to 1975, it became a state-owned commercial bank in 1989, and it was later reorganized as a public company listed on the Lao Securities Exchange. Its official site describes it as operating since 1975 and as a large state commercial bank in Laos with branches and service units nationwide.

History

BCEL's origins trace to 1975, and it became a state-owned commercial bank in 1989; it was later reorganized as a public company and listed on the Lao Securities Exchange. Its official site states that it has operated since 1975 and that it was established at the time Laos declared independence on 2 December 1975. Between 1975 and 1976 it performed a special role as a branch of the state bank.

Products and positioning

Described on its official site as a large state commercial bank in Laos, with nationwide branches and service units, and as a leader in modern ATM and deposit machine services and mobile and internet banking.

  • Deposits

  • Credit

  • Cards

  • Electronic services

  • ATM

  • Money transfer

  • Trade finance

  • Public utility payment

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