9F Group

9F Group (玖富数科集团), also known in English as 9F Inc., is a Chinese financial technology company headquartered in Beijing. It built its business around digital financial services — most prominently online lending marketplaces and technology platforms that connect individual borrowers with institutional funding partners — and later repositioned itself as a 'digital technology' group serving banks, consumers and small businesses. The company grew out of China's early peer-to-peer (P2P) lending wave and became one of the larger platforms in that sector, operating consumer-facing brands such as 玖富普惠 and related lending apps. As Chinese regulators tightened rules on P2P lending and ultimately wound the sector down in the late 2010s and early 2020s, 9F shifted its emphasis toward technology services, including credit technology, digital wealth and insurance-related distribution, and overseas fintech ventures. 9F Inc. was listed on the NASDAQ stock exchange under the ticker JFU, giving the group access to international capital markets during its growth phase. Its listing status later changed as the company restructured and its shares ceased regular trading. The group's positioning today centers on 'digital technology' services rather than direct consumer lending, reflecting the broader pivot of Chinese fintech platforms after regulatory reform. Because public disclosure about the group has become limited, details of its current ownership, leadership and product lineup should be treated as indicative rather than definitive.

9F Group (玖富数科集团) emerged in the mid-2000s as part of China's first generation of internet finance companies. Founded in Beijing, it initially operated online lending and financial information services, and it expanded rapidly during the 2010s as China's peer-to-peer lending market boomed. The group's consumer-facing platforms, including 玖富普惠, matched individual lenders with borrowers and offered credit-related services to consumers and small businesses. As the P2P sector grew, 9F positioned itself as a technology-driven platform, emphasizing risk management, data and mobile distribution. The company raised capital from investors and, in the late 2010s, listed on the NASDAQ stock exchange under the ticker JFU, becoming one of several Chinese fintech platforms to access U.S. public markets. China's regulatory environment changed sharply. Authorities imposed tightening requirements on P2P platforms and ultimately directed the industry toward an orderly exit in the late 2010s and early 2020s. 9F responded by rebranding and repositioning itself as a 'digital technology' group (数科集团), shifting from direct lending intermediation toward technology services for financial institutions, including credit technology, digital wealth and insurance-related distribution, and exploring overseas markets. The group's public profile diminished after its NASDAQ listing period ended, and its shares ceased regular trading. Today 9F is best understood as a Chinese fintech group that transitioned from the P2P lending era into institutional technology services, with limited public disclosure about its current operations.

• 2020

  Group repositioned as a digital technology ('数科') group amid China's P2P wind-down.

• 2019

  9F Inc. listed on NASDAQ under ticker JFU.

• 2006

  9F Group founded in Beijing as an internet finance company.

A Chinese digital fintech group that pivoted from P2P lending to technology-enabled financial services.

• 玖富普惠

  Consumer-facing online lending information intermediary platform.

• Credit technology services

  Technology and risk-management services for financial institutions.

• Unconfirmed

  Approval for Jiufu subsidiary’s investment in Hubei Consumer Finance[1]玖富旗下子公司入股湖北消费金融获批finance.sina.com.cn

  Reported: 2019-09-26

  Jiufu Shuke Group said its wholly owned technology subsidiary Xinjiang Teyi Shuke Information Technology Co., Ltd. received approval from the Hubei office of the China Banking and Insurance Regulatory Commission for its strategic investment in Hubei Consumer Finance. The investment had not yet been reported as completed; after completion, Teyi Shuke would become Hubei Consumer Finance’s second-largest shareholder.

• Unconfirmed

  Teyi Shuke’s strategic investment in Hubei Consumer Finance[2]特易数科战略投资湖北消金finance.sina.com.cn

  Reported: 2019-09-25

  Xinjiang Teyi Shuke Information Technology Co., a wholly owned technology subsidiary of Jiufu Shuke Group, made a strategic investment in Hubei Consumer Finance. The transaction received approval from the Hubei regulatory bureau of the China Banking and Insurance Regulatory Commission; after completion, Teyi Shuke is expected to become Hubei Consumer Finance’s second-largest shareholder.

• 2019-09-23

  Xiaoyi Robot enters mass production[3]小易机器人正式量产finance.sina.com.cn

  Reported: 2019-09-24

  JiuFu Digital Science Group said its independently developed Xiaoyi Robot, an AI product for voice quality inspection, entered mass production on September 23, 2019.

1. 1玖富旗下子公司入股湖北消费金融获批finance.sina.com.cn
2. 2特易数科战略投资湖北消金finance.sina.com.cn
3. 3小易机器人正式量产finance.sina.com.cn
4. 4玖富入股湖北消金 成其第二大股东finance.sina.com.cn