Aizu Shoko Credit Union

Aizu Shoko Credit Union (会津商工信用組合, commonly branded あいづしんくみ / Aizu Shinkumi) is a cooperative financial institution headquartered in Aizuwakamatsu, Fukushima Prefecture, Japan. It was established in October 1956 as the Aizuwakamatsu Shoko Kinro Credit Union and renamed Aizu Shoko Credit Union in March 1958. In November 2005 it merged with Fukushima Kyowa Credit Union, expanding its footprint across the Aizu region. As a shinkumi (credit cooperative), the institution is a member-owned, non-listed cooperative bank. It takes deposits, extends loans to small and medium-sized enterprises and individuals, handles domestic exchange and payment services, and provides trust-related products. Its branch network covers Aizuwakamatsu, Kitakata, and Aizubange, with the head office sales department and branches serving the Aizu area. The union is a member of the Shinkumi network, including the しんくみ お得ねっと ATM alliance, and offers services through Seven Bank ATMs. The union positions itself as a community-rooted cooperative financial institution. It runs business support programs such as the Aizu Shinkumi Startup School (あいづしんくみ創業塾), the Aizu Shinkumi Business Club, and the Ladies Shiro-no-Kai network, and hosts community events including the annual Hanko Festival Market (藩公祭市). It also publishes disclosure materials and maintains policies on conflict of interest, anti-money laundering, and customer protection. Recent developments include the launch of the "Shinkumi Succession Trust" (しんくみ相続信託) in April 2026 under a trust business agency agreement with Orix Bank, the introduction of electronic signatures via tablet devices, and the issuance of preferred equity to strengthen its financial base. The union has also signed cooperation agreements with the Japan Finance Corporation for crisis response and participates in regional initiatives for the digitization of bills and checks. Its current chairman is Koichi Sakai (酒井幸一).

Aizu Shoko Credit Union was established in October 1956 as the Aizuwakamatsu Shoko Kinro Credit Union (会津若松商工勤労信用組合). In March 1958 it changed its name to Aizu Shoko Credit Union (会津商工信用組合). The union operated as a local cooperative financial institution serving the Aizu region of Fukushima Prefecture. In November 2005, it merged with Fukushima Kyowa Credit Union (福島協和信用組合), expanding its business base within Fukushima Prefecture. The merged entity continued to operate under the Aizu Shoko Credit Union name. Over the years, the union has modernized its services. On April 1, 2021, it began charging fees for Seven Bank ATM use at all times. In February 2025, it introduced electronic signatures using tablet devices. In April 2026, it began handling the "Shinkumi Succession Trust" (しんくみ相続信託) product under a trust business agency agreement with Orix Bank. The union has also issued preferred equity to strengthen its financial base and has signed cooperation agreements with the Japan Finance Corporation for crisis response. The union is led by Chairman Koichi Sakai (酒井幸一). It maintains a branch network in Aizuwakamatsu, Kitakata, and Aizubange, and provides a range of community-oriented financial services and business support programs.

• Established as Aizuwakamatsu Shoko Kinro Credit Union

• Renamed to Aizu Shoko Credit Union

• Merged with Fukushima Kyowa Credit Union

• Seven Bank ATM fees became chargeable at all times

• Introduced electronic signature using tablet devices

• Issued preferred equity to strengthen financial base

• Signed crisis response cooperation agreement with Japan Finance Corporation

• Started handling Shinkumi Succession Trust under agreement with Orix Bank

Community-rooted cooperative financial institution serving the Aizu region.

• Shinkumi Succession Trust

  Trust product for inheritance planning, offered under agency agreement with Orix Bank.

• My Car Loan Campaign

  Fixed-rate car loan campaign.

1. 1会津商工信用組合 あいづしんくみaizushinkumi.co.jp
2. 2当組合について – あいづしんくみaizushinkumi.co.jp
3. 3利益相反管理方針 – あいづしんくみaizushinkumi.co.jp
4. 4リクルート – あいづしんくみaizushinkumi.co.jp
5. 5会津商工信用組合 - Wikipediaja.wikipedia.org
6. 6會津商工信用組合 - Wikidatawikidata.org