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CCB Wealth Management Co., Ltd.

CCB Wealth Management is China Construction Bank’s wealth-management subsidiary, offering investment and asset-management products and services in China.

Last updated October 14, 2026

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Overview

CCB Wealth Management Co., Ltd. (建信理财) is a Chinese wealth-management company established as a subsidiary of China Construction Bank (CCB). Founded in 2019, it is part of the development of bank-affiliated wealth-management subsidiaries in China and operates as a dedicated platform for wealth-management business within the CCB group. It is headquartered in Shenzhen, Guangdong. The company’s business centers on designing, issuing, and managing wealth-management products for customers in China. Its offering is associated with the investment and asset-management activities of a commercial bank wealth-management subsidiary rather than ordinary deposit accounts. Product categories commonly associated with this business include cash-management, fixed-income-oriented, and other investment products; the specific terms, risk levels, and availability depend on each product and its disclosure documents. CCB Wealth Management’s corporate identity is closely linked to China Construction Bank, one of China’s major state-controlled commercial banking groups. The parent relationship provides the company with a bank-group context and distribution connection, while the subsidiary operates as a specialized wealth-management entity. It serves the domestic Chinese market. Detailed information on current executives, individual product names, and the company’s official web address is not established by the evidence supplied here and is therefore omitted.

History

CCB Wealth Management was established in 2019 as China Construction Bank’s dedicated wealth-management subsidiary. Its formation reflected the broader restructuring of Chinese bank wealth-management operations into specialized subsidiaries, separating wealth-management product activities from conventional commercial banking functions. The company is based in Shenzhen, Guangdong, and operates within the China Construction Bank group. As a specialist subsidiary, the company’s role is to develop, issue, and manage wealth-management products for customers in China. Its business sits within the regulated asset-management and wealth-management market, where product structures and risk characteristics vary by offering. Cash-management and fixed-income-oriented products are among the general categories associated with bank wealth-management providers, alongside other investment products subject to their own terms and disclosures. The company’s ownership and positioning are anchored in its relationship with China Construction Bank. That affiliation distinguishes it from independent asset managers and standalone financial-technology platforms, while its subsidiary structure gives it a dedicated institutional identity for wealth-management activity. No independently verified leadership changes, major acquisitions, listings, named product launches, or later corporate milestones are established by the supplied evidence, so those details are not asserted here.

  • 2019

    Established as China Construction Bank’s wealth-management subsidiary

Products and positioning

A bank-affiliated, specialized wealth-management company serving the Chinese market under the China Construction Bank group.

Product categories. Wealth-management products · Cash-management products · Fixed-income-oriented investment products · Other investment and asset-management products

Recent events

  • Unconfirmed

    Bank wealth management subsidiaries roll out temporary fee discounts on wealth management products[1]

    Multiple Chinese bank wealth management subsidiaries, including ICBC Wealth Management, CMB Wealth Management, Ningyin Wealth Management, Puyin Wealth Management, Boyin Wealth Management, BOC Wealth Management, CCB Wealth Management, ABC Wealth Management and Hankou Bank, announced temporary fee discounts on wealth management products, mainly cutting sales service fees and fixed management fees, with some products' fees temporarily reduced to zero. Most discounts run for set periods (e.g., one CMB Wealth product's fixed management fee is cut from 0.3% to 0.18% from September 25 to October 31) before reverting to the original levels in the product prospectus. The institutions stated the discounts aim to reward customers and thank investors.

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