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Optima Bank

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Corporate brand

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Optima bank presents itself as a modern Greek bank offering simple, flexible products and services to individuals.

Last updated September 11, 2026

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Overview

Optima bank describes itself as a bank whose philosophy is "Simple. Flexible. Modern." and which, together with its subsidiaries Optima asset management AEDAK, Optima factors and Optima leasing, aims to create relationships of trust and offer what it calls the optimal banking experience. Its individual-customer pages present accounts, term deposits, e-banking, loans and Mastercard cards.

History

Optima bank's own group page lists milestones: in October 2023 it was included in an index (the snippet is truncated at "ΟΚΤ 2023…"); in May 2024 it was included in the MSCI small cap index; in June 2024 it was included in the FTSE/ATHEX market, FTSE/ATHEX banks, FTSE/ATHEX financial services, ATHEX composite price index and ATHEX composite total return index; in November 2024 the group's new subsidiary Optima leasing was established and licensed; in December 2024 it was included in the FTSE/ATHEX large cap and ATHEX ESG index; in June 2025 it issued €150,000,000 of Tier 2 subordinated bonds; and in June 2026 it completed its first Additional Tier 1 (AT1) issue of €200,000,000.

Products and positioning

Simple. Flexible. Modern. — the optimal banking experience.

Product categories. Optima λογαριασμός ιδιωτών (individuals' account) · Optima προθεσμιακή κατάθεση (term deposit) · Optima e-προθεσμιακή κατάθεση (e-term deposit) · Optima στεγαστικό δάνειο (housing loan) · Optima bank credit Mastercard · Optima bank debit Mastercard · Optima e-banking · Optima mobile app

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