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Great American sues Sentinel Insurance over shared insured's defense and settlement costs

Great American Alliance Insurance Company filed a complaint on October 9, 2026 in the US District Court for the Southern District of Florida against Sentinel Insurance Company (The Hartford), alleging that Sentinel refused three demands (November 2025, February 2026, and April 2026) to contribute to the defense and settlement of a customer's injury claim against their mutual insured, Palm Beach Gardens spa Dragon Foot. Great American alleges it defended and settled the claim on its own, states the amount in controversy exceeds $75,000 exclusive of costs, interest, and attorneys' fees, and asks the court to order Sentinel to pay its proportionate share plus interest, attorneys' fees, and costs. The allegations have not been tested and no court has made any ruling on the merits.