LendingClub的争议事件

品牌回应

• 否认 — LendingClub

  While we have never agreed with the FTC's allegations

来源摘录

• LendingClub has agreed to pay $18 million to settle a three-year-old dispute with the Federal Trade Commission, which involved allegedly hidden fees charged to borrowers.

• The settlement, which was made public Wednesday, prohibits the San Francisco-based lender from misrepresenting information to applicants, and specifically requires the firm to “clearly and conspicuously” disclose any origination fees that borrowers must pay before getting a loan.

• LendingClub, which was accused in a 2018 lawsuit of misleading customers in advertisements, did not admit wrongdoing under a settlement with the Federal Trade Commission.

品牌回应

• 退款或补偿 — LendingClub

  LendingClub will make an $18 million payment for consumer remediation

来源摘录

• While we have never agreed with the FTC's allegations, we appreciate the important role the FTC plays to protect consumers and are pleased to have reached an agreement that resolves the agency's concerns,

• today announced that it has entered into an agreement with the Federal Trade Commission (FTC) which, subject to court approval, will conclude the agency's previously disclosed investigation and litigation (the Settlement).

• The Settlement does not include any admission of liability

来源摘录

• The consent order into which it entered with the state, however, found that LendingClub must be registered as a dealer in Texas to sell federal covered securities such as the notes.

• The Texas Securities Commission has fined LendingClub Corp., a national online lending marketplace, $400,000 for the unregistered sales of loans in the state.