Recent events

Legacy Mortgage sued over alleged foreclosure threat on discharged debt

A married couple in Ceiba, Puerto Rico, filed suit on August 13, 2026, in the US District Court for the District of Puerto Rico against debt buyer Legacy Mortgage, LLC and its collection law firm Rivera-Munich & Hernández Law Offices, P.S.C., alleging they unlawfully tried to collect and threaten foreclosure on a debt discharged in bankruptcy, in violation of the Fair Debt Collection Practices Act and the discharge injunction. The suit also seeks to represent a class over collection envelopes that displayed a Social Security number and foreclosure-related language. The claims are allegations only and no court has ruled.