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2026
Legacy Mortgage因涉嫌威胁对已解除债务进行止赎而被起诉
提起诉讼
2026年8月13日，波多黎各塞瓦的一对夫妇在美国波多黎各地区法院起诉债务买方Legacy Mortgage, LLC及其催收律师事务所Rivera-Munich & Hernández Law Offices, P.S.C.，指控其非法催收并威胁对已破产解除的债务进行止赎，违反《公平债务催收实践法》和解除禁令。诉讼还寻求就显示社会安全号码和止赎相关措辞的催收信封提起集体诉讼。目前仅为指控，法院尚未裁决。
来源摘录
The claims run under the federal Fair Debt Collection Practices Act and the discharge injunction - the bankruptcy protection that stops creditors from chasing a debt once a court has discharged it.
The suit says the outside of the mailing carried the wording "LEGACY - EJECUCIONES RESIDENCIALES - N/E: L-0022 - C/A" - a reference to residential foreclosures - alongside one homeowner's full Social Security number, in view of postal workers and anyone else who handled the mail.
For now, these are allegations only. No court has ruled on any of the claims.