Bank Pocztowy SA is a commercial bank in Poland, offering financial services for individual customers with a complementary offering for micro and small enterprises using its network and facilities of the Polish Post.
In 1990 the bank was founded in Bydgoszcz. The idea behind its creation was to reactivate the traditional banking post in Poland. Shareholders of the bank are: Polish Post SA (75% minus 10 shares) and PKO BP (25% plus 10 shares). Bank Pocztowy has the largest bank network in Poland providing the financial services via the strategic partnership with its majority shareholders.
The number of current accounts for individual clients in the second quarter of 2016 amounted to approx. 863 thousand pieces. This gives the bank the 11th place in Poland.
In July 2017, it launched its Internet brand EnveloBank, which in 2021 was used to migrate customers to the new mobile and internet banking system.
== Digital transformation == The bank offers personal accounts "Accounts in order". Apple Pay, Google Pay, Xiaomi Pay, Garmin Pay are available for all cards. Detailed information is published on LinkedIn by the spokesman of Bank Pocztowy, Bartosz Trzciński.
Since December 2020, the Bank has pursued accelerated digital transformation and business model change:
Services in preparation [as of 2022.06.27]: