ACLEDA Bank Plc. (, Thônéakéar Ésilida Phi'ĕlsi) is a public limited company, formed under the Banking and Financial Institutions Law of the Kingdom of Cambodia. Based in Phnom Penh, with 261 offices covering all provinces, as well as 42 in Laos, and seven in Myanmar. ACLEDA started out in 1993 when it began providing micro credits to war victims. By now it is Cambodia's major commercial bank.[1] ACLEDA had more than $5,244 million in total assets as of December 31, 2017,[2] and more than $3,117 million in deposits,[3] with over $3,085 million in loans outstanding.[3] According to the National Bank of Cambodia, ACLEDA Bank is the largest domestic commercial bank in terms of total assets[4] and number of clients, with more than 1.7 million depositors as of December 31, 2017.[3]