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LexinFintech

Controversies

Controversies tied to this brand in public sources. A listing is not a finding of fault.

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  1. 2026

    Financial regulator summons Fenqile over unclear interest and fees, violent debt collection

    Fenqile, under Lexin, has been complained about for opaque interest and fees, suspected disguised high interest, and violent debt collection that affected relatives and friends, with more than 160,000 complaints on Black Cat and about 40,000 related to collection; in March 2026 the National Financial Regulatory Administration summoned Fenqile and four other loan-assistance platforms, requiring them to disclose comprehensive financing costs, collect debts compliantly, and protect personal information. Regulatory meeting and rectification.